We have low overhead, so you only pay for consulting time, travel expenses and other items directly related to the task at hand:
          Not an office staff (we keep our own books)
          Not a fancy office (we work out of our home)
          Not a big infrastructure     

Since we are not a large, multinational firm, our malpractice/professional liability insurance cost is reasonable.  Grover has been in the business for a long time, and knows a lot of other actuaries, he can bring in another expert for consultation when needed, and usually will give him a discounted rate for their time.  

Contact us and see how we can save you money on your next consulting engagement.